Privacy Policy

At ExpenseForge, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you use our services.

Information We Collect

We collect information to provide better services to our users. The types of information we collect include:

• Personal Information: When you create an account, we collect your name, email address, and other contact details.
• Financial Information: To provide our budgeting services, we collect transaction data from linked financial accounts (with your explicit permission).
• Usage Data: We collect information about how you interact with our platform, including pages visited and features used.
• Device Information: We may collect information about the devices you use to access our services, including hardware model and operating system.

How We Use Your Information

We use the information we collect for the following purposes:

• To provide, maintain, and improve our services
• To personalize your experience and provide customized financial insights
• To communicate with you about service updates, security alerts, and support messages
• To detect and prevent fraud and security issues
• To comply with legal obligations and enforce our terms of service

Data Security

We implement industry-standard security measures to protect your information:

• All data transmitted between your device and our servers is encrypted using TLS technology
• We use bank-level security protocols to safeguard your financial data
• Access to personal information is strictly limited to authorized personnel
• We regularly audit our systems for vulnerabilities and potential threats

Despite our best efforts, no security measures are 100% effective, and we cannot guarantee absolute security of your information.

Data Sharing

We do not sell your personal information to third parties. We may share your information in the following limited circumstances:

• With service providers who assist us in delivering our services (under strict confidentiality agreements)
• When required by law or to respond to legal processes
• To protect the rights, property, or safety of ExpenseForge, our users, or the public
• In connection with any merger, sale of company assets, or acquisition

Your Rights and Choices

You have certain rights regarding your personal information:

• Access: You can request access to the personal information we hold about you.
• Correction: You can update or correct inaccuracies in your personal information.
• Deletion: You can request deletion of your personal information, subject to certain legal limitations.
• Opt-out: You can opt-out of marketing communications at any time.

To exercise these rights, please contact us using the information below.

Data Retention

We retain your personal information only for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we securely delete or anonymize it.

International Data Transfers

Your information may be transferred to, and processed in, countries other than your own. These countries may have data protection laws that are different from those in your jurisdiction. We ensure appropriate safeguards are in place for such transfers as required by applicable laws.

Children's Privacy

Our services are not intended for individuals under the age of 16. We do not knowingly collect personal information from children under 16. If we become aware that we have collected personal information from a child under 16, we will take steps to delete such information.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on our website and indicating the date of the latest revision. We encourage you to periodically review this page for the latest information on our privacy practices.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Email: privacy@afe-portal.com
Mail: ExpenseForge Privacy Office
4517 21st St, Lubbock, TX 79407, USA